[12:47 am, 29/08/2024] Ismail FB: Legal
Effective Date: May 28, 2020

1. Scope and Consent
This website is owned and operated by First Safe Insurance, a company under DollarNests LLC (“First Safe,” “we,” “us,” or “our”). These Terms of Service apply to FirstSafeInsurance.com and any other site linking to this page (collectively, the “Site”). By accessing our Site, you agree to these Terms of Service (“Terms”) and our Privacy Policy. If you do not agree, please exit the Site immediately. For inquiries, please contact us at legal@dollarnests.com or call 814-429-4944.

2. Ownership of Site Content
All content on this Site, including text, images, design, and other materials (“Site Content”), is owned or licensed by First Safe Insurance. Site Content is protected under U.S. and international copyrig…
[12:49 am, 29/08/2024] Ismail FB: Disclosures

First Safe Insurance, an independent organization under DollarNests LLC, is authorized to sell and service specific life insurance products. The intent of this communication is to solicit insurance, and you may be contacted by an insurance agent/producer or insurance company.

Financial Ratings:
The insurance products mentioned may include Best’s Credit Ratings™ from A.M. Best, which are subject to continuous review and change. For the latest ratings and full details, visit the A.M. Best website at ambest.com. Best’s Credit Ratings™ are used under license and do not constitute an endorsement of First Safe Insurance or its recommendations. The ratings assess the ability of insurers to meet ongoing obligations but do not guarantee a company’s financial strength.

Policy Issuers:
Policies offered by First Safe Insurance may be issued by various companies such as American General Life Insurance Company (AGL), which is responsible for the financial obligations of its insurance products. Note that AGL does not issue policies in New York. Other insurance products are issued by entities like MEMBERS Life Insurance Company through TruStage® Insurance products. The guarantees of these products are backed by the claims-paying ability of the issuing insurance company and are subject to availability and state regulations.

Example Rates and Coverage:
Rates mentioned, such as $19/month for a 10-year, $500,000 policy for a 35-year-old male in excellent health, are based on assumptions like preferred plus ratings. These quotes do not guarantee coverage, and final premiums are determined after a comprehensive underwriting process. Savings and rates may vary based on health, coverage amount, state, and other factors.

Marketing Claims:
Claims such as “life insurance for less than $1/day” are based on specific scenarios, like a $500,000 10-year term policy for a 45-year-old female in excellent health at $24.21/month. Rates are as of specific dates and are subject to change. Final rates will be determined by the insurance company’s underwriting process.

Contact Us:
For more information or if you have any questions, please contact us at legal@dollarnests.com or call 814-429-4944.